Look beyond the Bank...

We Offer

  • Fast Closings
  • No hidden fees or upfront costs

The Advantages Of Using DFG

  • As a Mortgage Broker, we offer same or better pricing than going direct to a bank.
  • We offer many programs from a variety of sources - Banks can only offer you their LIMITED programs.

Programs Custom Fit to Your Needs

Specialized Niches

  • Self-Employed Borrowers – Alternative documentation program – NO tax returns to qualify
  • Your Portfolio Accounts can be used for Income Qualifying
  • Pay off Debt to Qualify
  • Blended Ratios Allowed - Relatives can help in Qualifying for a Loan
  • Purchase/Refi property for Elderly Parents as Owner Occupied

Jumbo Loans

  • Fixed rate to $2 million
  • ARMs to $5 million / Interest Only and 40 year Amortization

Investment Properties

  • No Maximum number of Financed Properties
  • Business Entity loans
  • Qualify with NEW Rental Income on Non-Owner Purchase
  • Flipped Properties OK
  • Delayed Purchase for Non-Owner Occupied and 1-4 Units

Owner Occupied Exceptions

  • Non-permitted Additions allowed
  • Delayed Purchase for Owner/Occupied and 2nd Homes

Credit History

  • Short Sale over 2 years okay up to 80% LTV
  • Short Sales LESS than 2 years okay - Exceptions apply

 

p 949.644.9920                                           f 949.644.9923
240 newport center dr #203 • newport beach ca 92660